As identity fraud continues to cut into revenue across Europe and regulatory expectations rise, no-code orchestration platform Zenoo has added Signicat’s NFC-based identity verification technology, ReadID, to its Marketplace. This allows businesses to verify passports and identity documents by reading the document’s embedded chip, a measure that directly addresses the customer requirements of the EU’s upcoming Anti-Money Laundering Regulation (AMLR).
European businesses face increasing pressure to meet both security and customer expectations. Fraud is becoming more sophisticated, whilst regulation is becoming less forgiving. According to Signicat’s “The Battle in the Dark” report, identity fraud and its prevention measures can put up to 22 percent of annual revenue at risk. As AMLR introduces stricter identity checks, companies want security without customer friction.
Zenoo addresses this challenge by adding Signicat’s ReadID to its self-serve multi-vendor orchestration platform. ReadID allows users to verify their identity by simply tapping a government-issued document, such as a passport, against their smartphone. Using Near Field Communication (NFC), the solution reads the chip and cryptographically proves the document’s authenticity in seconds, making forged or tampered documents effectively useless, and effectively circumventing the threat from generative AI-powered fraudulent activity.
“Our clients and partners across both established and newly regulated industries are deliberately choosing lower-friction onboarding without compromising security,” said Jonnie Davis, VP Partnerships at Zenoo. “By making ReadID available in their customer journeys, Zenoo clients can further reduce fraud, improve compliance, and capture highly accurate KYC data. Instantly delivering AML-grade identity assurance in a no-code, digital experience customers now expect.”
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ReadID leverages a smartphone’s NFC capability to verify the authenticity of ePassports and other chipped identity documents like ID cards and residence permits. This approach, already widely used in Europe’s financial sector and by governments, provides totally secure and highly scalable proof of document integrity and has recorded zero false accepts across millions of high-risk transactions.
“For a long time, government-grade identity verification was only accessible to the largest companies,” said James Brodhurst, Partnerships Manager at Signicat. “We’re changing that by making it simple for any regulated business on Zenoo’s Marketplace to instantly deploy the best defence available.”
For Zenoo customers, the integration removes the trade-off between speed and security. It strengthens defences against fraud, supports AMLR compliance, and transforms onboarding into a simple ”tap-to-verify” experience that improves conversion.
The partnership also expands Signicat’s reach into new verticals such as gaming and luxury e-commerce through Zenoo’s established Marketplace, while giving Zenoo’s global customer base access to a critical capability for global compliance.
Zenoo is a leading provider of digital onboarding orchestration technology. Its no-code platform enables enterprises to design, launch, and manage compliant, customer-friendly onboarding journeys in days, not months. Zenoo’s customers include global banks, insurers, and regulated enterprises seeking to enhance trust and efficiency in every digital interaction.
Signicat is a leader in digital identity, helping private and public organisations verify users’ identities, authenticate access, and sign agreements with confidence. Founded in 2006, Signicat’s Digital Identity Platform brings together identity proofing, authentication, electronic signing, and orchestration through a single integration.
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